A child's success is tied to his or her family's stability and well-being, which is why CAP Tulsa uses a two-generation approach to address intergenerational poverty. The two-generation approach integrates both educational opportunities for young children with evidence-based educational, workforce readiness and parenting programs for their parents.

Chris Krehmeyer, president and CEO of Beyond Housing

Challenge: The 24 communities in the Normandy school district are typical of many other struggling urban areas. The median household income is about half of the national average. One-fourth of the households are led by a single mother and almost one-fourth of the population is under the poverty line.

Ann Houston, Executive Director and Nancy Turner, Director of Resource Development, The Neighborhood Developers
 
Challenge: To partner with other expert agencies to create a “one-stop-shop” to assist low-income clients with education, financial services, and benefits.


 

Blanca Velez Beauchamp, Executive Director, Puerto Rico Neighborhood Housing Services

Challenge: Due to the current financial uncertainty, high unemployment rates and a devalued real estate market, residents of Puerto Rico have been afraid to invest money or buy houses; 500 families are migrating from the island every month.

Wayne Meyer, President, New Jersey Community Capital

John O'Callaghan, President and CEO, Atlanta Neighborhood Development Partnership

Colin Kelley, Chief Executive Officer, NeighborWorks Western Pennsylvania

Challenge: To expand the scope and geographical reach of housing services through partnerships with community development agencies across western Pennsylvania.

Rollin Wood, executive director, Native Partnership for Housing

Challenge: The Navajo Nation covers more than 27,000 square miles. Seventy percent of those living in the nation earn less than $15,000 per year. Many banks will not lend to residents of sovereign Native American Nations out of fear they will not be able to foreclose on delinquent loans.

Dennis Oshiro, Executive Director, Hawaii HomeOwnership Center

Challenge: Due to the high cost of homes, condominiums can be an affordable alternative for low-income families. But with costly down payments, pricy mortgage insurance and strict FHA requirements, it can be difficult for first-time homebuyers to secure loans for these purchases.

Joe Myer, Executive Director
Denise Freeman, Housing Counseling Director
National Council on Agricultural Life and Labor Research