Homeownership

Buying a home is one of life's biggest decisions and financial investments. It can be intimidating for anyone.

Fortunately, our network of local counselors provide education and assistance for homebuyers so they can confidently purchase homes that are affordable for the long term.

A recent study commissioned by NeighborWorks showed that homebuyers who work with our network organizations are one-third less likely to become 90 or more days delinquent during the first two years of homeownership than those who do not.

Sustainable and Shared Homeownership

When homeownership is shared between a homeowner and a nonprofit organization, communities can prevent gentrification and keep homes permanently affordable. Learn more about shared equity housing models. 
 

 
 
"Achieving the dream of homeownership feels more challenging than ever, but it is still attainable when you work with trusted and knowledgeable partners.  NeighborWorks organizations have HUD-certified housing that counselors help thousands of people each year to navigate the homebuying process and access resources like down payment assistance and sustainable mortgage products," said Lee Anne Adams, Executive Vice President and Chief Operating Officer. 
Pursuing the dream: "This will be my home"
Pursuing the dream: "This will be my home"
LaTasha Taylor, a single mother of five, worked two jobs and fought through COVID before closing on her new house. On Juneteenth, the people who helped her reach her goal also helped her celebrate.
 
 


To further support homeownership counselors, we manage the National Industry Standards for Homeownership Education and Counseling website. We are serious about harnessing the benefits of technology and offer state-of-the-art software, such as CounselorMax, to help housing professionals serve their clients better.
 

How Can Homeownership Centers and Homeownership Counselors Help?

Our goal is to ensure successful, sustainable homeownership for people of all income levels and backgrounds. This begins with educated consumers who have the tools, capacity and options to make good choices about whether and what to buy, financing plans and home maintenance.

A homeownership counselor can help with these crucial steps! They're trained and certified to provide one-on-one assistance that focuses on your unique financial circumstances in an effort to help you achieve your housing goals. Visit our network directory for a list of NeighborWorks homeownership centers and work with a housing counselor in your area.